:root { --green:#2DBE64; --green-deep:#179C49; --green-dark:#0d7138; --mint:#E9F8EE; --mint-2:#DCFAE7; --ink:#1A1A1A; --muted:#6d7174; --line:#e7e9e8; --yellow:#FFCD00; --ease-out:cubic-bezier(.23,1,.32,1); }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; min-width:320px; color:var(--ink); background:#fff; font-family:"Manrope",Arial,sans-serif; -webkit-font-smoothing:antialiased; }
button,a { font:inherit; } button { border:0; } a { color:inherit; text-decoration:none; }
.page-shell { width:min(100% - 48px,1240px); margin:0 auto; }

/* Sticky VV-style navigation */
.site-header { position:sticky; top:0; z-index:20; background:rgba(255,255,255,.96); box-shadow:0 1px 0 rgba(26,26,26,.07); backdrop-filter:blur(15px); }
.header-main { min-height:74px; display:flex; align-items:center; gap:16px; }
.menu-button { flex:none; width:38px; height:38px; display:grid; place-items:center; align-content:center; gap:5px; border-radius:8px; color:var(--green-deep); background:transparent; cursor:pointer; transition:background .18s var(--ease-out); }
.menu-button:hover { background:var(--mint); }.menu-button:active { transform:scale(.95); }
.menu-button span { display:block; width:19px; height:2px; border-radius:2px; background:currentColor; transition:transform .18s var(--ease-out),opacity .18s var(--ease-out); }
.menu-button.is-open span:nth-child(1) { transform:translateY(7px) rotate(45deg); }.menu-button.is-open span:nth-child(2) { opacity:0; }.menu-button.is-open span:nth-child(3) { transform:translateY(-7px) rotate(-45deg); }
.brand { display:inline-flex; align-items:center; flex:none; }.brand__name { color:var(--green-deep); font-size:23px; font-weight:800; letter-spacing:-1.3px; white-space:nowrap; }
.desktop-nav { display:flex; align-items:center; gap:30px; flex:1; margin-left:22px; font-size:14px; font-weight:700; }.desktop-nav a { padding:9px 0; transition:color .18s var(--ease-out); }.desktop-nav a:hover,.desktop-nav .is-active { color:var(--green-deep); }.desktop-nav .is-active { position:relative; }.desktop-nav .is-active::after { content:""; position:absolute; right:0; bottom:1px; left:0; height:2px; border-radius:2px; background:var(--green); }
.category-strip { overflow:hidden; border-top:1px solid #edf0ee; border-bottom:1px solid #edf0ee; }.category-strip__scroll { height:48px; display:flex; align-items:center; gap:24px; overflow-x:auto; scrollbar-width:none; color:#515755; font-size:13px; font-weight:700; white-space:nowrap; }.category-strip__scroll::-webkit-scrollbar { display:none; }.category-strip a { transition:color .18s var(--ease-out); }.category-strip a:hover { color:var(--green-deep); }
.mobile-menu { position:absolute; top:74px; right:0; left:0; z-index:9; padding:0 0 24px; border-bottom:1px solid var(--line); background:#fff; box-shadow:0 18px 25px rgba(21,40,28,.1); }.mobile-menu__inner { display:grid; gap:2px; }.mobile-menu__label { margin:18px 0 7px; color:#929795; font-size:12px; font-weight:800; letter-spacing:.08em; text-transform:uppercase; }.mobile-menu a { padding:10px 0; border-bottom:1px solid #f1f2f1; color:#343938; font-size:16px; font-weight:800; }.mobile-menu__account { margin-top:17px; padding:14px 17px; border-radius:9px; color:#fff; background:var(--green); text-align:left; font-weight:800; cursor:pointer; }

.crumbs-wrap { padding-top:20px; }.breadcrumbs { display:flex; align-items:center; gap:8px; color:#8d9290; font-size:13px; font-weight:600; }.breadcrumbs span:first-child { color:#4e5452; }

/* Mobile home showcase — auto-rotating cards, phones only */
.mobile-showcase { display:none; }
.cross-sell { display:none; }
@media (max-width:860px) {
  .cross-sell { display:block; margin:44px 0 6px; }
  .cross-sell__intro { margin-bottom:2px; }
  .cross-sell__title { margin:6px 0 0; font-size:22px; font-weight:800; letter-spacing:-.03em; }
  .mobile-showcase { display:block; position:relative; width:100vw; margin-top:16px; margin-left:calc(50% - 50vw); margin-right:calc(50% - 50vw); overflow:hidden; }
  .mobile-showcase__track { display:flex; flex-wrap:nowrap; gap:12px; overflow-x:auto; overflow-y:hidden; scroll-snap-type:x mandatory; -webkit-overflow-scrolling:touch; scrollbar-width:none; padding:0 10% 4px; }
  .mobile-showcase__track::-webkit-scrollbar { display:none; }
  .mobile-showcase__card { position:relative; flex:0 0 80%; scroll-snap-align:center; min-height:78px; padding:14px 18px; border-radius:16px; overflow:hidden; isolation:isolate; box-sizing:border-box; color:#fff; cursor:pointer; }
  .mobile-showcase__card::before { content:""; position:absolute; z-index:-1; top:-55px; right:-40px; width:130px; height:130px; border-radius:50%; background:rgba(255,255,255,.14); }
  .mobile-showcase__card:focus-visible { outline:3px solid #fff; outline-offset:-3px; }
  .mobile-showcase__badge { display:inline-block; padding:3px 8px; border-radius:999px; background:rgba(255,255,255,.24); font-size:9px; font-weight:800; letter-spacing:.06em; text-transform:uppercase; }
  .mobile-showcase__card h3 { max-width:250px; margin:6px 0 3px; font-size:15px; font-weight:800; line-height:1.14; letter-spacing:-.03em; }
  .mobile-showcase__card p { max-width:250px; margin:0; font-size:11px; line-height:1.35; opacity:.92; }
  .mobile-showcase__card--microloan { background:linear-gradient(135deg,#12213a,#2a4a7a); }
  .mobile-showcase__card--debit,.mobile-showcase__card--gift { background:linear-gradient(135deg,var(--yellow),#ffe37a); color:var(--ink); }
  .mobile-showcase__card--debit .mobile-showcase__badge,.mobile-showcase__card--gift .mobile-showcase__badge { background:rgba(26,26,26,.1); }
  .mobile-showcase__card--debit::before,.mobile-showcase__card--gift::before { background:rgba(26,26,26,.08); }
  .mobile-showcase__card--loans { background:linear-gradient(135deg,#5a3d0d,#b8791f); }
  .mobile-showcase__card--osago { background:linear-gradient(135deg,#0d7138,#179C49); }
  .mobile-showcase__card--credit-card { background:linear-gradient(135deg,#4a1450,#93317e); }
  .mobile-showcase__card--insurance { background:linear-gradient(135deg,#0d3a52,#1a7ea3); }
  .mobile-showcase__card--kasko { background:linear-gradient(135deg,#0d4a3f,#1f8f72); }
  .mobile-showcase__card--education { background:linear-gradient(135deg,#241a52,#4c3aa8); }
  .mobile-showcase__dots { display:flex; justify-content:center; gap:6px; margin-top:9px; }
  .mobile-showcase__dot { width:6px; height:6px; border:0; border-radius:50%; background:#d8dedb; cursor:pointer; transition:background .22s var(--ease-out),width .22s var(--ease-out); }
  .mobile-showcase__dot.is-active { width:17px; border-radius:4px; background:var(--green-deep); }
}
@media (max-width:580px) {
  .mobile-showcase__track { padding:0 9% 4px; }
  .mobile-showcase__card { flex-basis:82%; }
}

/* Promotion */
.promo { position:relative; z-index:0; min-height:405px; display:grid; grid-template-columns:1.02fr .98fr; overflow:hidden; margin-top:21px; border-radius:25px; background:var(--mint); isolation:isolate; }.promo::before { content:""; position:absolute; z-index:-1; right:-260px; bottom:-310px; width:550px; height:550px; border-radius:50%; background:#d8f7e3; }.promo__copy { position:relative; z-index:2; padding:51px 30px 44px 55px; }.eyebrow { margin:0 0 12px; color:#737875; font-size:12px; font-weight:800; letter-spacing:.085em; text-transform:uppercase; }.eyebrow--green { color:var(--green-deep); }.eyebrow__spark { font-size:15px; vertical-align:-1px; }h1,h2,h3,p { margin-top:0; }h1 { max-width:570px; margin-bottom:16px; font-size:clamp(34px,4vw,54px); line-height:.99; font-weight:800; letter-spacing:-.065em; }.promo__lead { max-width:480px; margin-bottom:23px; color:#4b5550; font-size:15px; line-height:1.55; }.timer { display:flex; align-items:flex-start; gap:13px; margin-bottom:26px; }.timer__item { display:grid; min-width:53px; gap:3px; }.timer__number { font-size:31px; font-weight:800; font-variant-numeric:tabular-nums; line-height:1; letter-spacing:-.065em; }.timer__item span:last-child { color:#69736e; font-size:10px; font-weight:800; letter-spacing:.07em; text-transform:uppercase; }.timer__separator { padding-top:2px; color:var(--green-deep); font-size:26px; font-weight:800; }
.button { display:inline-flex; align-items:center; justify-content:center; gap:16px; padding:14px 18px; border-radius:9px; font-size:14px; font-weight:800; cursor:pointer; transition:transform .16s var(--ease-out),background .16s var(--ease-out),box-shadow .16s var(--ease-out); }.button span { font-size:17px; line-height:0; }.button--dark,.button--green { color:#fff; background:var(--green); box-shadow:0 8px 18px rgba(24,155,72,.2); }.button--dark:hover,.button--green:hover { background:var(--green-deep); transform:translateY(-2px); }.button--white { color:var(--ink); background:#fff; }.button--white:hover { background:#f4fff7; transform:translateY(-2px); }.button:active,.text-button:active,.footer__contact:active { transform:scale(.97); }
.promo__visual { position:relative; min-height:400px; overflow:hidden; }.promo__visual::after { content:""; position:absolute; inset:0; background:linear-gradient(90deg,var(--mint) 0%,transparent 18%); pointer-events:none; }.promo__visual img { position:absolute; width:100%; height:100%; object-fit:cover; object-position:center; transform:scale(1.09); mix-blend-mode:multiply; }.promo__ribbon { position:absolute; z-index:3; top:38px; right:42px; padding:10px 13px; transform:rotate(5deg); border-radius:6px; color:#253e2c; background:var(--yellow); box-shadow:0 8px 15px rgba(66,52,0,.14); font-size:12px; font-weight:800; }

/* Product shelf */
.services-section { padding:95px 0 94px; }.section-heading { display:flex; align-items:flex-end; justify-content:space-between; gap:30px; margin-bottom:34px; }.section-heading h2,.concierge h2 { margin:0; font-size:clamp(30px,3.5vw,46px); font-weight:800; line-height:1.02; letter-spacing:-.06em; }.section-heading__note { margin:0 0 5px; color:#707573; font-size:14px; line-height:1.5; text-align:right; }.services-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:18px; }
.service-card { position:relative; min-height:350px; overflow:hidden; padding:34px 34px 30px; border-radius:22px; background:#f6f7f6; isolation:isolate; transition:transform .22s var(--ease-out),box-shadow .22s var(--ease-out); }.service-card:hover { z-index:2; transform:translateY(-5px); box-shadow:0 18px 30px rgba(23,74,39,.11); }.service-card--wide { grid-column:span 2; min-height:328px; display:flex; }.service-card__content { position:relative; z-index:3; max-width:470px; }.service-card__eyebrow { display:inline-block; max-width:100%; margin-bottom:16px; padding:6px 9px; overflow:hidden; border-radius:999px; color:#fff; background:var(--green); box-shadow:inset 0 -1px 0 rgba(0,0,0,.08),0 4px 9px rgba(22,150,68,.13); font-size:10px; font-weight:800; letter-spacing:.075em; text-overflow:ellipsis; text-transform:uppercase; white-space:nowrap; }.service-card h3 { margin-bottom:12px; font-size:clamp(28px,3vw,42px); font-weight:800; line-height:.98; letter-spacing:-.065em; }.service-card p { max-width:350px; margin-bottom:21px; color:#5a625e; font-size:14px; line-height:1.55; }.text-button { display:inline-flex; align-items:center; gap:11px; padding:0; color:var(--green-deep); background:transparent; font-size:14px; font-weight:800; cursor:pointer; transition:gap .18s var(--ease-out),color .18s var(--ease-out); }.text-button:hover { gap:16px; color:var(--green-dark); }.text-button span { font-size:17px; }.service-card::after { content:""; position:absolute; z-index:0; top:21px; right:23px; width:51px; height:51px; border:10px solid rgba(45,190,100,.07); border-radius:17px 25px 18px 25px; box-shadow:33px 18px 0 -10px rgba(45,190,100,.1); transform:rotate(-18deg); pointer-events:none; }
.service-visual { position:absolute; object-fit:contain; pointer-events:none; transition:transform .25s var(--ease-out); }.service-card:hover .service-visual { transform:translateY(-7px) rotate(-2deg); }.service-card--microloan { background:#e2f8e9; }.service-card--microloan::before { content:""; position:absolute; top:-275px; right:12%; width:440px; height:440px; border-radius:50%; background:#d2f5df; }.service-card--microloan .service-card__content { max-width:480px; }.service-visual--microloan { right:3%; bottom:-17px; width:360px; height:280px; }.service-card--cards { background:#f3f8f5; }.service-card--cards .service-card__content { max-width:235px; }.service-visual--debit { right:-11px; bottom:-9px; width:228px; height:230px; }.service-card--credit-card { background:#f7f7f2; }.service-card--credit-card .service-card__content { max-width:245px; }.service-card__sticker { position:absolute; z-index:2; top:31px; right:24px; padding:8px 10px; transform:rotate(5deg); border-radius:5px; color:#2a351b; background:var(--yellow); font-size:11px; font-weight:800; }.service-visual--credit { right:-12px; bottom:-11px; width:230px; height:235px; }
.service-card--loans { background:#fff3d7; }.service-visual--loans { right:6%; bottom:-16px; width:330px; height:290px; }.service-card--osago { background:#dff6e6; }.service-card--kasko { background:#eef7ef; }.service-card--osago .service-card__content,.service-card--kasko .service-card__content { max-width:255px; }.service-visual--osago,.service-visual--kasko { right:0; bottom:-3px; width:205px; height:190px; }
.service-card--insurance { color:#fff; background:var(--green-deep); }.service-card--insurance .service-card__eyebrow { color:#2b3d20; background:var(--yellow); box-shadow:inset 0 -1px 0 rgba(94,76,0,.12),0 4px 9px rgba(0,53,21,.14); }.service-card--insurance p { color:#dbf8e5; }.service-card--insurance::after { border-color:rgba(255,255,255,.13); box-shadow:33px 18px 0 -10px rgba(255,255,255,.12); }.service-visual--insurance { right:8%; bottom:-22px; width:275px; height:280px; filter:drop-shadow(0 21px 18px rgba(0,55,23,.18)); }
.service-card--education { background:#f9f6ef; }.service-visual--education { right:8%; bottom:-18px; width:260px; height:275px; }.service-card--gift { background:#f0f9e8; }.service-visual--gift { right:8%; bottom:-7px; width:280px; height:250px; }

/* Assistant strip and VV-inspired light footer */
.concierge { display:flex; align-items:center; gap:25px; margin-bottom:88px; padding:42px 48px; border-radius:22px; background:#f4f6f4; }.concierge .eyebrow { margin-bottom:10px; }.concierge h2 { font-size:clamp(26px,3.1vw,39px); }.concierge__badge { display:grid; flex:none; width:68px; height:68px; place-items:center; border-radius:23px; color:#fff; background:var(--green); box-shadow:0 12px 20px rgba(35,167,84,.2); font-size:38px; font-weight:800; }.concierge .button { margin-left:auto; white-space:nowrap; }
.site-footer { border-top:1px solid #e6eae7; color:#313735; background:#fff; }.site-footer sup { position:relative; top:-.3em; font-size:.62em; line-height:0; }.footer-newsletter { background:#f5f6f5; }.footer-newsletter__grid { display:grid; grid-template-columns:1fr 1fr; align-items:center; gap:55px; min-height:178px; }.footer-newsletter h2 { margin:0 0 9px; font-size:30px; font-weight:800; line-height:1; letter-spacing:-.055em; }.footer-newsletter p { max-width:425px; margin:0; color:#747a77; font-size:15px; line-height:1.45; }.newsletter-form { display:grid; grid-template-columns:1fr auto; gap:10px; align-items:center; }.newsletter-form input { min-width:0; height:48px; padding:0 15px; border:1px solid #d8dedb; border-radius:9px; outline:none; color:var(--ink); background:#fff; font-size:14px; transition:border-color .18s var(--ease-out),box-shadow .18s var(--ease-out); }.newsletter-form input:focus { border-color:var(--green); box-shadow:0 0 0 3px rgba(45,190,100,.13); }.newsletter-form .checkbox-row { grid-column:1 / -1; margin-top:2px; }.footer-quicklinks { border-bottom:1px solid #e7ebe8; background:#fff; }.footer-quicklinks__inner { display:flex; align-items:center; min-height:78px; gap:26px; overflow-x:auto; font-size:13px; font-weight:700; white-space:nowrap; scrollbar-width:none; }.footer-quicklinks__inner::-webkit-scrollbar { display:none; }.footer-quicklinks__inner > span { color:var(--green-deep); }.footer-quicklinks a { transition:color .18s var(--ease-out); }.footer-quicklinks a:hover { color:var(--green-deep); }.footer-points-note { border-bottom:1px solid #e7ebe8; background:#f7fbf8; }.footer-points-note__inner { display:flex; align-items:flex-start; gap:13px; padding:22px 0; }.footer-points-note__index { display:grid; flex:none; width:23px; height:23px; place-items:center; border-radius:50%; color:#fff; background:var(--green); font-size:12px; font-weight:800; }.footer-points-note p { max-width:970px; margin:1px 0 0; color:#626b66; font-size:12px; line-height:1.55; }.footer-points-note strong { color:#2d4034; }.footer__main { display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr 1.1fr; gap:28px; padding:43px 0 40px; }.brand--footer .brand__name { color:var(--green-deep); }.footer-branding p { margin:16px 0 0; color:#707774; font-size:14px; font-weight:600; line-height:1.45; }.footer-column { display:grid; align-content:start; gap:9px; font-size:13px; }.footer-column h3 { margin:0 0 6px; color:#969c99; font-size:11px; font-weight:800; letter-spacing:.07em; text-transform:uppercase; }.footer-column a { transition:color .18s var(--ease-out); }.footer-column a:hover { color:var(--green-deep); }.footer-support { align-self:start; padding:0 0 0 24px; border-left:1px solid #e7ebe8; }.footer-support__label { margin:1px 0 9px; color:var(--green-deep); font-size:13px; font-weight:800; }.footer-support__text { margin:0 0 17px; color:#727875; font-size:12px; line-height:1.45; }.footer__contact { padding:10px 12px; border:1px solid #b8ddc4; border-radius:8px; color:var(--green-deep); background:#f3fbf5; font-size:12px; font-weight:800; cursor:pointer; transition:background .18s var(--ease-out),color .18s var(--ease-out),transform .18s var(--ease-out); }.footer__contact:hover { color:#fff; background:var(--green-deep); }.footer__contact span { margin-left:8px; font-size:15px; }.footer-meta { border-top:1px solid #e7ebe8; background:#fafbfa; }.footer-meta__inner { display:flex; align-items:center; min-height:62px; gap:24px; color:#8a908d; font-size:10px; font-weight:600; }.footer-social { display:flex; gap:7px; margin-left:auto; }.footer-social a { display:grid; width:25px; height:25px; place-items:center; border:1px solid #d5ded8; border-radius:50%; color:#68706c; font-size:8px; font-weight:800; transition:color .18s var(--ease-out),background .18s var(--ease-out); }.footer-social a:hover { color:#fff; border-color:var(--green); background:var(--green); }.footer-up { color:var(--green-deep); }
.sr-only { position:absolute; width:1px; height:1px; padding:0; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }.promo sup,.promo-details sup,.modal sup { position:relative; top:-.3em; margin-left:1px; font-size:.46em; line-height:0; }.promo-details { display:grid; grid-template-columns:.8fr 1.2fr; gap:40px; align-items:center; margin-bottom:95px; padding:50px; border-radius:23px; background:#f3f8f5; }.promo-details__intro h2 { margin:0 0 14px; font-size:clamp(32px,3.5vw,46px); font-weight:800; line-height:.98; letter-spacing:-.06em; }.promo-details__intro > p:last-child { max-width:420px; margin:0; color:#64706a; font-size:14px; line-height:1.55; }.promo-details__rewards { padding:10px 0 0; }.promo-details table { width:100%; margin-bottom:22px; border-collapse:collapse; background:#fff; font-size:14px; }.promo-details th { padding:13px 18px; color:#6f7773; background:#e2f6e8; font-size:11px; letter-spacing:.06em; text-align:left; text-transform:uppercase; }.promo-details th:first-child { border-radius:10px 0 0 0; }.promo-details th:last-child { border-radius:0 10px 0 0; }.promo-details td { padding:15px 18px; border-bottom:1px solid #e8eeea; }.promo-details tr:last-child td { border-bottom:0; }.promo-details td:last-child { color:var(--green-deep); }.promo-details .button { margin-bottom:15px; }.promo-details__hint { margin:0; color:#727a75; font-size:11px; line-height:1.45; }.modal { position:fixed; z-index:50; inset:0; display:grid; place-items:center; padding:22px; }.modal[hidden] { display:none; }.modal__backdrop { position:absolute; inset:0; background:rgba(11,27,17,.42); backdrop-filter:blur(4px); }.modal__dialog { position:relative; z-index:1; width:min(100%,480px); max-height:min(720px,calc(100vh - 44px)); overflow:auto; padding:35px; border-radius:22px; background:#fff; box-shadow:0 32px 65px rgba(2,38,16,.28); }.modal__close { position:absolute; top:16px; right:16px; display:grid; width:34px; height:34px; place-items:center; border-radius:50%; color:#55705e; background:#edf7f0; font-size:24px; line-height:1; cursor:pointer; }.modal h2 { margin:0 0 12px; font-size:36px; font-weight:800; line-height:.94; letter-spacing:-.06em; }.modal__lead { margin:0 0 22px; color:#66706b; font-size:13px; line-height:1.5; }.bonus-form { display:grid; gap:14px; }.bonus-form > label:first-child { margin-bottom:-7px; color:#4e5853; font-size:12px; font-weight:800; }.bonus-form input[type="tel"] { height:48px; padding:0 14px; border:1px solid #d6ded9; border-radius:9px; outline:none; color:var(--ink); font-size:16px; transition:border-color .18s var(--ease-out),box-shadow .18s var(--ease-out); }.bonus-form input[type="tel"]:focus { border-color:var(--green); box-shadow:0 0 0 3px rgba(45,190,100,.14); }.checkbox-row { display:flex; align-items:flex-start; gap:10px; color:#59635e; font-size:11px; line-height:1.45; cursor:pointer; }.checkbox-row input { width:16px; height:16px; flex:none; margin:0; accent-color:var(--green-deep); }.bonus-form .button { width:100%; margin-top:3px; }.bonus-form__legal { margin:0; color:#8a928e; font-size:10px; line-height:1.45; }.toast { position:fixed; z-index:60; bottom:24px; left:50%; padding:13px 18px; transform:translate(-50%,150px); border-radius:9px; color:#fff; background:var(--green-deep); box-shadow:0 12px 30px rgba(10,103,50,.24); font-size:13px; font-weight:700; opacity:0; transition:transform .25s var(--ease-out),opacity .25s var(--ease-out); }.toast.is-visible { transform:translate(-50%,0); opacity:1; }

@media (max-width:860px) { .page-shell { width:min(100% - 32px,1240px); }.desktop-nav,.category-strip { display:none; }.header-main { min-height:68px; }.mobile-menu { top:68px; }.promo { min-height:365px; grid-template-columns:1fr; }.promo__copy { padding:34px 28px; }.promo__visual { display:none; }.promo__ribbon { top:20px; right:27px; }.services-section { padding:69px 0 64px; }.section-heading { display:block; }.section-heading__note { margin-top:15px; text-align:left; }.services-grid { gap:14px; }.service-card { min-height:290px; padding:28px; }.service-card--wide { min-height:285px; }.service-visual--microloan { right:-10px; bottom:-11px; width:270px; height:215px; }.service-visual--debit,.service-visual--credit { right:-8px; bottom:-8px; width:190px; height:198px; }.service-visual--loans { right:-5px; bottom:-12px; width:260px; height:225px; }.service-visual--insurance { right:-6px; bottom:-22px; width:245px; height:250px; }.service-visual--education { right:3%; width:235px; height:245px; }.service-visual--gift { right:3%; width:235px; height:205px; }.promo-details { grid-template-columns:1fr; gap:24px; margin-bottom:70px; padding:35px; }.concierge { gap:18px; padding:34px 29px; }.concierge__badge { width:56px; height:56px; border-radius:18px; font-size:32px; }.concierge .button { align-self:flex-end; }.footer-newsletter__grid { grid-template-columns:1fr; gap:22px; padding:38px 0; }.footer-points-note__inner { padding:19px 0; }.footer__main { grid-template-columns:1.2fr 1fr 1fr; gap:35px 25px; }.footer-branding { grid-column:span 3; }.footer-support { padding-left:0; border-left:0; }.footer-meta__inner { flex-wrap:wrap; padding:13px 0; }.desktop-break { display:none; } }
@media (max-width:580px) { .page-shell { width:min(100% - 28px,1240px); }.brand__name { font-size:21px; }.crumbs-wrap { padding-top:17px; }.promo { min-height:329px; margin-top:17px; border-radius:18px; }.promo__copy { padding:27px 22px 24px; }.promo h1 { max-width:300px; font-size:33px; }.promo__lead { max-width:300px; margin-bottom:17px; font-size:12px; }.timer { gap:9px; margin-bottom:19px; }.timer__number { font-size:24px; }.timer__item { min-width:44px; }.timer__separator { font-size:20px; }.promo .button { padding:11px 14px; font-size:12px; }.promo__ribbon { top:14px; right:19px; font-size:10px; }.section-heading h2,.concierge h2 { font-size:33px; }.section-heading__note { font-size:13px; }.services-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }.service-card--wide { grid-column:span 2; }.service-card { min-height:219px; padding:16px; border-radius:16px; }.service-card--wide { min-height:244px; }.service-card h3 { margin-bottom:7px; font-size:25px; }.service-card p { max-width:135px; margin-bottom:12px; font-size:10px; line-height:1.43; }.service-card__eyebrow { max-width:121px; margin-bottom:10px; padding:5px 7px; font-size:8px; letter-spacing:.035em; }.service-card--wide .service-card__content { max-width:175px; }.service-card--wide h3 { font-size:31px; }.service-card--wide p { max-width:170px; font-size:11px; }.service-card--microloan .service-card__content { max-width:170px; }.service-visual--microloan { right:-28px; bottom:-5px; width:205px; height:170px; }.service-visual--debit,.service-visual--credit { right:-27px; bottom:-4px; width:140px; height:151px; }.service-card--cards .service-card__content,.service-card--credit-card .service-card__content { max-width:125px; }.service-card__sticker { top:13px; right:9px; padding:5px 6px; font-size:8px; }.service-visual--loans { right:-25px; bottom:-7px; width:194px; height:170px; }.service-card--insurance .service-card__content { max-width:168px; }.service-visual--insurance { right:-24px; bottom:-17px; width:195px; height:203px; }.service-visual--osago,.service-visual--kasko { right:-25px; bottom:-1px; width:136px; height:126px; }.service-visual--education { right:-22px; bottom:-15px; width:195px; height:205px; }.service-card--education .service-card__content,.service-card--gift .service-card__content { max-width:172px; }.service-visual--gift { right:-22px; bottom:-4px; width:190px; height:169px; }.promo-details { gap:20px; margin-bottom:60px; padding:25px 18px; border-radius:18px; }.promo-details__intro h2 { font-size:33px; }.promo-details__intro > p:last-child { font-size:12px; }.promo-details table { margin-bottom:17px; font-size:12px; }.promo-details th,.promo-details td { padding:12px 11px; }.promo-details th { font-size:9px; }.promo-details .button { width:100%; }.modal { padding:13px; }.modal__dialog { max-height:calc(100vh - 26px); padding:29px 20px 22px; border-radius:18px; }.modal h2 { font-size:31px; }.modal__lead { font-size:12px; }.concierge { display:grid; grid-template-columns:56px 1fr; margin-bottom:61px; padding:27px 23px; }.concierge .button { grid-column:span 2; width:100%; margin:5px 0 0; }.footer-newsletter__grid { gap:16px; min-height:0; padding:31px 0; }.footer-newsletter h2 { font-size:26px; }.footer-newsletter p { font-size:13px; }.newsletter-form { grid-template-columns:1fr; }.newsletter-form .button { width:100%; }.footer-quicklinks__inner { min-height:55px; gap:17px; font-size:12px; }.footer-points-note__inner { gap:10px; padding:17px 0; }.footer-points-note p { font-size:11px; }.footer__main { grid-template-columns:1fr 1fr; gap:30px 20px; padding:34px 0; }.footer-branding { grid-column:span 2; }.footer-branding p { margin-top:12px; font-size:13px; }.footer-column { gap:8px; font-size:12px; }.footer-support { grid-column:span 2; padding-top:17px; border-top:1px solid #e7ebe8; }.footer-support__text { font-size:12px; }.footer-meta__inner { display:grid; grid-template-columns:1fr auto; gap:10px; min-height:0; padding:15px 0; }.footer-meta__inner > span:nth-child(2) { grid-column:span 2; }.footer-social { margin-left:0; }.footer-up { justify-self:end; } }
.service-card { cursor:pointer; }
.service-card:focus-visible { z-index:3; outline:3px solid var(--green); outline-offset:3px; }
@media (max-width:580px) {
  .promo { min-height:0; }
  .promo__copy { padding:20px 22px 17px; }
  .promo__lead { margin-bottom:13px; }
  .timer { margin-bottom:14px; }
  .service-card__sticker { display:none; }
  .service-card--insurance .service-card__content { max-width:190px; }
  .service-card--insurance .service-card__eyebrow { max-width:158px; white-space:normal; line-height:1.15; }
}
@media (prefers-reduced-motion:reduce) { *,*::before,*::after { scroll-behavior:auto !important; transition:none !important; } }

/* Service pages contain only the intro for now, so the shell must not reserve catalog height. */
.service-page .service-main { min-height:0; padding-bottom:34px; }
@media (max-width:580px) { .service-page .service-main { padding-bottom:22px; } }

/* Service page shell: shared VV Fin navigation and a deliberately unfilled catalogue canvas. */
.category-strip a.is-current { color:var(--green-deep); }
.service-main { min-height:calc(100vh - 420px); padding-bottom:90px; }
.service-placeholder { position:relative; display:grid; grid-template-columns:minmax(0,1fr) minmax(280px,.75fr); align-items:center; min-height:430px; overflow:hidden; margin-top:21px; padding:58px 64px; border-radius:25px; background:#eef9f1; isolation:isolate; }
.service-placeholder::before { content:""; position:absolute; z-index:-1; top:-210px; right:7%; width:510px; height:510px; border:58px solid rgba(45,190,100,.08); border-radius:43% 57% 63% 37%; transform:rotate(-18deg); }
.service-placeholder__copy { position:relative; z-index:1; max-width:565px; }.service-placeholder__copy h1 { margin-bottom:18px; }.service-placeholder__copy > p:last-child { max-width:420px; margin:0; color:#607068; font-size:16px; line-height:1.55; }
.service-placeholder__canvas { position:relative; justify-self:end; width:260px; height:260px; border:2px dashed rgba(45,190,100,.35); border-radius:38px 68px 38px 68px; transform:rotate(-8deg); }.service-placeholder__canvas span,.service-placeholder__canvas i,.service-placeholder__canvas b { position:absolute; display:block; border-radius:50%; }.service-placeholder__canvas span { top:34px; right:27px; width:82px; height:82px; background:rgba(45,190,100,.15); }.service-placeholder__canvas i { bottom:32px; left:31px; width:123px; height:123px; border:20px solid rgba(45,190,100,.16); }.service-placeholder__canvas b { right:45px; bottom:48px; width:18px; height:18px; background:var(--yellow); }
.service-empty { display:grid; min-height:175px; place-items:center; margin-top:22px; border-top:1px solid #e7eee9; border-bottom:1px solid #e7eee9; color:#9aa29e; font-size:13px; font-weight:700; }
@media (max-width:860px) { .service-main { padding-bottom:64px; }.service-placeholder { grid-template-columns:1fr; min-height:390px; padding:42px 38px; }.service-placeholder__canvas { width:190px; height:190px; margin:22px 9% 0 auto; }.service-placeholder__copy > p:last-child { font-size:14px; } }
@media (max-width:580px) { .service-main { padding-bottom:49px; }.service-placeholder { min-height:327px; margin-top:17px; padding:29px 22px; border-radius:18px; }.service-placeholder__copy h1 { margin-bottom:12px; font-size:37px; }.service-placeholder__copy > p:last-child { max-width:245px; font-size:13px; }.service-placeholder__canvas { position:absolute; right:-32px; bottom:-56px; width:184px; height:184px; opacity:.78; }.service-empty { min-height:125px; margin-top:15px; font-size:12px; text-align:center; } }

/* Compact service intro: reuses the homepage's soft 3D objects without adding catalogue cards yet. */
.service-placeholder--compact { grid-template-columns:minmax(0,1fr) 280px; min-height:262px; margin-top:16px; padding:34px 52px; }
.service-placeholder--compact::before { top:-278px; right:5%; width:465px; height:465px; border-width:46px; }
.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:10px; font-size:clamp(34px,3.3vw,46px); }
.service-placeholder--compact .service-placeholder__copy > p:last-child { max-width:420px; font-size:14px; }
.service-placeholder__image { position:relative; z-index:1; justify-self:end; width:245px; height:205px; object-fit:contain; filter:drop-shadow(0 16px 16px rgba(23,105,55,.12)); }
.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:255px; height:230px; }
@media (max-width:860px) { .service-placeholder--compact { grid-template-columns:minmax(0,1fr) 205px; min-height:235px; padding:28px 34px; }.service-placeholder--compact .service-placeholder__copy h1 { font-size:38px; }.service-placeholder__image { width:185px; height:164px; }.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:195px; height:180px; } }
@media (max-width:580px) { .service-placeholder--compact { grid-template-columns:minmax(0,1fr) 122px; min-height:190px; margin-top:13px; padding:22px 18px; border-radius:16px; }.service-placeholder--compact .eyebrow { margin-bottom:8px; font-size:9px; }.service-placeholder--compact .service-placeholder__copy { max-width:205px; }.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:7px; font-size:29px; line-height:.94; }.service-placeholder--compact .service-placeholder__copy > p:last-child { max-width:190px; font-size:11px; line-height:1.42; }.service-placeholder__image { align-self:end; width:130px; height:125px; margin-right:-13px; margin-bottom:-13px; }.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:138px; height:140px; }.service-empty { min-height:92px; margin-top:12px; } }

/* Final density pass for service-page intros after removing the section marker. */
.service-page .service-main { padding-bottom:42px; }
.service-placeholder--compact { min-height:220px; padding-block:27px; }
.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:8px; }
.service-page .service-empty { min-height:68px; margin-top:12px; }
@media (max-width:860px) { .service-page .service-main { padding-bottom:34px; }.service-placeholder--compact { min-height:206px; padding-block:24px; }.service-page .service-empty { min-height:60px; } }
@media (max-width:580px) { .service-page .service-main { padding-bottom:26px; }.service-placeholder--compact { min-height:168px; padding-block:18px; }.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:5px; }.service-page .service-empty { min-height:48px; margin-top:8px; } }

/* Extra-compact service-card scale, preserving a clear text-to-image hierarchy. */
.service-placeholder--compact { min-height:184px; padding:22px 42px; }
.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:6px; font-size:clamp(31px,2.8vw,40px); }
.service-placeholder--compact .service-placeholder__copy > p:last-child { font-size:13px; }
.service-placeholder__image { width:205px; height:166px; }
.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:218px; height:182px; }
@media (max-width:860px) { .service-placeholder--compact { min-height:174px; padding:20px 28px; }.service-placeholder--compact .service-placeholder__copy h1 { font-size:33px; }.service-placeholder__image { width:160px; height:140px; }.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:170px; height:155px; } }
@media (max-width:580px) { .service-placeholder--compact { grid-template-columns:minmax(0,1fr) 107px; min-height:142px; padding:15px 16px; }.service-placeholder--compact .service-placeholder__copy { max-width:194px; }.service-placeholder--compact .service-placeholder__copy h1 { margin-bottom:4px; font-size:25px; }.service-placeholder--compact .service-placeholder__copy > p:last-child { max-width:176px; font-size:10px; }.service-placeholder__image { width:112px; height:107px; margin-right:-12px; margin-bottom:-11px; }.service-placeholder--compact:has(.service-placeholder__image[src*="insurance"]) .service-placeholder__image { width:121px; height:122px; } }

/* Tighter transition from the bonus campaign to the service shelf. */
.services-section { padding-top:52px; }
@media (max-width:860px) { .services-section { padding-top:44px; } }
@media (max-width:580px) { .services-section { padding-top:40px; } }

/* Service pages currently contain only a title and short description. */
.service-placeholder--compact { display:block; min-height:0; padding:30px 42px; }
.service-placeholder--compact::before { display:none; }
.service-placeholder--compact .service-placeholder__copy { max-width:100%; }
@media (max-width:580px) {
  .service-placeholder--compact { min-height:0; padding:20px 18px; }
  .service-placeholder--compact .service-placeholder__copy { max-width:100%; }
  .service-placeholder--compact .service-placeholder__copy h1 { font-size:25px; }
  .service-placeholder--compact .service-placeholder__copy > p:last-child { max-width:100%; font-size:10px; }
}

/* Compact action labels on mobile, while keeping the fuller desktop copy. */
.button-label--mobile { display:none; }
@media (max-width:580px) {
  .button-label--desktop { display:none; }
  .button-label--mobile { display:inline; }
}

/* Unified card actions: every service CTA uses one consistent green button treatment. */
.service-card { min-height:260px; }
.service-card--wide { min-height:240px; }
.service-card .button,
.service-card .text-button { min-height:40px; padding:11px 14px; border-radius:9px; gap:0; color:#fff; background:var(--green); box-shadow:0 8px 18px rgba(24,155,72,.2); font-size:12px; font-weight:800; text-decoration:none; }
.service-card .button:hover,
.service-card .text-button:hover { color:#fff; background:var(--green-deep); transform:translateY(-2px); }
.service-card .button--white { color:#fff; background:var(--green); }
@media (max-width:580px) {
  .service-card { min-height:185px; padding:14px; }
  .service-card--wide { min-height:205px; }
  .service-card .button,
  .service-card .text-button { min-height:34px; padding:8px 10px; font-size:10px; }
  .service-card h3 { font-size:23px; }
  .service-card p { margin-bottom:9px; }
}

/* CTA geometry is shared; color remains a per-card choice. */
.service-card .button,
.service-card .text-button {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:120px;
  height:40px;
  padding:0 14px;
  border-radius:9px;
  font-size:13px;
  line-height:1;
  font-weight:800;
}
.service-card .button span.button-label--desktop,
.service-card .button span.button-label--mobile {
  font-size:inherit;
  line-height:1;
}
.service-card .button--white {
  color:var(--ink);
  background:#fff;
  box-shadow:none;
}
@media (max-width:580px) {
  .service-card .button,
  .service-card .text-button {
    min-width:84px;
    height:34px;
    padding:0 10px;
    border-radius:8px;
    font-size:10px;
  }
}

/* Intentional color variants keep CTA geometry consistent while matching each card surface. */
.service-card--cards .text-button {
  color:#fff;
  background:var(--green-deep);
}
.service-card--credit-card .text-button {
  color:#31401f;
  background:var(--yellow);
  box-shadow:0 8px 18px rgba(149,123,0,.16);
}
.service-card--osago .text-button,
.service-card--kasko .text-button {
  color:var(--green-deep);
  background:#fff;
  border:1px solid #c9e8d2;
  box-shadow:none;
}
.service-card--insurance .button--white {
  color:var(--ink);
  background:#fff;
  box-shadow:none;
}

/* Keep auto illustrations readable on narrow cards: only the mobile CTAs move slightly down. */
@media (max-width:580px) {
  .service-card--osago .text-button,
  .service-card--kasko .text-button {
    position:relative;
    z-index:4;
    top:8px;
  }
}

/* Align auto-insurance CTAs to one baseline on compact cards. */
@media (max-width:580px) {
  .service-card--osago .text-button,
  .service-card--kasko .text-button {
    top:auto;
    bottom:14px;
    left:14px;
    position:absolute;
  }
}

/* Anchor the mobile auto-insurance CTA to the card bottom, not the content flow. */
@media (max-width:580px) {
  .service-card--osago .service-card__content,
  .service-card--kasko .service-card__content {
    position:static;
  }
  .service-card--osago .text-button,
  .service-card--kasko .text-button {
    right:auto;
    top:auto;
    bottom:14px;
    left:14px;
  }
}

/* KASKO subtitle wraps only on mobile. */
.kasko-description--mobile { display:none; }
@media (max-width:580px) {
  .kasko-description--desktop { display:none; }
  .kasko-description--mobile { display:inline; }
}

@media (min-width:581px) {
  .osago-widget-iframe { display:block; width:min(calc(100% - 48px),1240px) !important; margin:16px auto 0; }
}

/* Pampadu is cross-origin: changing iframe width alone does not reflow its internal storefront. Scale only on desktop to match the service header width; mobile remains untouched. */
@media (min-width:861px) {
  .osago-widget-iframe {
    width:min(calc((100% - 48px) / 1.45),855px) !important;
    height:650px !important;
    margin:16px auto 0;
    transform:scale(1.45);
    transform-origin:top center;
  }
}

/* Secondary service pages: keep the existing title spacing, but remove the intro background. */
.service-page .service-placeholder--compact { background:transparent; }


/* Microloan product placeholder */
.microloan-products { padding:64px 0 88px; }
.microloan-products .section-heading { margin-bottom:24px; }
.microloan-card { display:grid; grid-template-columns:minmax(240px,.7fr) minmax(0,1.3fr); overflow:hidden; min-height:330px; border:1px solid #e1ebe4; border-radius:22px; background:#f5fbf6; box-shadow:0 12px 26px rgba(25,93,46,.08); }
.microloan-card__visual { display:grid; place-items:center; min-height:330px; padding:24px; background:#e2f8e9; }
.microloan-card__visual img { width:min(100%,300px); height:240px; object-fit:contain; }
.microloan-card__body { display:flex; flex-direction:column; padding:34px 40px 32px; }
.microloan-card__eyebrow { width:max-content; max-width:100%; margin:0 0 16px; padding:6px 9px; border-radius:999px; color:#fff; background:var(--green); font-size:10px; font-weight:800; letter-spacing:.075em; text-transform:uppercase; }
.microloan-card h2 { margin:0 0 12px; font-size:clamp(28px,3.2vw,42px); line-height:.98; letter-spacing:-.065em; }
.microloan-card__info { max-width:500px; margin:0 0 24px; color:#5f6b64; font-size:14px; line-height:1.55; }
.microloan-card__terms { display:flex; flex-wrap:wrap; gap:28px 46px; margin-bottom:28px; }
.microloan-card__terms div { display:grid; gap:5px; }
.microloan-card__terms span { color:#7d8781; font-size:11px; font-weight:800; letter-spacing:.06em; text-transform:uppercase; }
.microloan-card__terms strong { font-size:18px; font-weight:800; }
.microloan-card__actions { display:flex; flex-wrap:wrap; gap:10px; margin-top:auto; }
.microloan-card__actions .button { min-width:132px; }
.microloan-card__more { color:#4e5852; background:#e7ebe8; box-shadow:none; }
.microloan-card__more:hover { color:#303a35; background:#dbe2dd; transform:translateY(-2px); }
.microloan-modal .modal__dialog .button { width:100%; }
@media (max-width:860px) {
  .microloan-products { padding:48px 0 64px; }
  .microloan-card { grid-template-columns:1fr; min-height:0; }
  .microloan-card__visual { min-height:210px; padding:18px; }
  .microloan-card__visual img { height:170px; }
  .microloan-card__body { padding:25px 22px 22px; }
  .microloan-card h2 { font-size:32px; }
  .microloan-card__info { font-size:13px; }
  .microloan-card__terms { gap:28px; margin-bottom:22px; }
  .microloan-card__actions { display:grid; grid-template-columns:1fr 1fr; }
  .microloan-card__actions .button { width:100%; min-width:0; padding-inline:10px; }
}
@media (max-width:430px) {
  .microloan-card__actions { grid-template-columns:1fr; }
}

/* Compact microloan grid */
.microloan-products { padding:40px 0 78px; }
.microloan-products-grid { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:14px; }
.microloan-card { display:flex; flex-direction:column; min-height:0; border-radius:16px; }
.microloan-card__visual { position:relative; min-height:130px; height:130px; padding:10px; }
.microloan-card__visual img { width:100%; height:108px; object-fit:contain; }
.microloan-card__body { padding:18px 17px 17px; }
.microloan-card__eyebrow { margin-bottom:11px; padding:5px 7px; font-size:8px; }
.microloan-card__promo { position:absolute; z-index:1; top:8px; left:8px; max-width:calc(100% - 16px); padding:5px 8px; overflow:hidden; border-radius:999px; color:#fff; background:var(--green); box-shadow:inset 0 -1px 0 rgba(0,0,0,.08),0 3px 8px rgba(22,150,68,.18); font-size:9px; font-weight:800; letter-spacing:.04em; text-overflow:ellipsis; text-transform:uppercase; white-space:nowrap; }
.microloan-card h2 { margin-bottom:9px; font-size:24px; }
.microloan-card__info { min-height:36px; margin-bottom:10px; font-size:12px; line-height:1.45; }
.microloan-card__terms { justify-content:space-between; gap:8px; margin-bottom:18px; }
.microloan-card__terms span { font-size:9px; }
.microloan-card__terms strong { font-size:14px; }
.microloan-card__actions { display:grid; grid-template-columns:1fr; gap:7px; }
.microloan-card__actions .button { width:100%; min-width:0; padding:10px 7px; font-size:11px; }
@media (max-width:860px) {
  .microloan-products { padding:34px 0 56px; }
  .microloan-products-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }
  .microloan-card__visual { min-height:92px; height:92px; padding:7px; }
  .microloan-card__visual img { height:80px; }
  .microloan-card__body { padding:13px 11px 11px; }
  .microloan-card__eyebrow { margin-bottom:8px; font-size:7px; }
  .microloan-card__promo { top:6px; left:6px; max-width:calc(100% - 12px); padding:4px 7px; font-size:8px; }
  .microloan-card h2 { margin-bottom:7px; font-size:20px; }
  .microloan-card__info { min-height:30px; margin-bottom:8px; font-size:10px; }
  .microloan-card__terms { display:grid; grid-template-columns:1fr 1fr; margin-bottom:13px; }
  .microloan-card__terms strong { font-size:12px; }
  .microloan-card__actions .button { padding:9px 4px; font-size:10px; }
}

/* Shared compact cards for secondary service pages */
.service-products { padding:40px 0 78px; }
.service-products-grid { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:14px; }
.service-product-card { position:relative; display:flex; flex-direction:column; min-width:0; overflow:hidden; border:1px solid #e1ebe4; border-radius:16px; background:#f5fbf6; box-shadow:0 12px 26px rgba(25,93,46,.07); }
.service-product-card__sticker { position:absolute; z-index:2; top:12px; right:12px; padding:6px 9px; transform:rotate(5deg); border-radius:5px; color:#2a351b; background:var(--yellow); font-size:10px; font-weight:800; }
.service-product-card__visual { display:grid; place-items:center; height:116px; padding:8px; background:#e2f8e9; }
.service-product-card__visual img { width:100%; height:92px; object-fit:contain; }
.service-product-card__body { display:flex; flex:1; flex-direction:column; padding:17px 16px 16px; }
.service-product-card h2 { margin:0 0 9px; font-size:22px; line-height:1; letter-spacing:-.06em; }
.service-product-card__body > p { min-height:36px; margin:0 0 10px; color:#5f6b64; font-size:12px; line-height:1.45; }
.service-product-card__price { margin:0 0 12px; color:var(--green-deep); font-size:18px; font-weight:800; letter-spacing:-.03em; }
.service-product-card__duration { color:#8a928e; font-size:12px; font-weight:700; letter-spacing:0; }
.service-product-card__actions { display:grid; gap:7px; margin-top:auto; }
.service-product-card__actions .button { width:100%; min-width:0; padding:10px 7px; font-size:11px; }
.service-product-card__more { color:#4e5852; background:#e7ebe8; box-shadow:none; }
.service-product-card__more:hover { color:#303a35; background:#dbe2dd; transform:translateY(-2px); }
.service-product-card--card-logo .service-product-card__visual { display:block; height:auto; aspect-ratio:1.586 / 1; padding:0; overflow:hidden; background:#eef1ef; }
.service-product-card--card-logo .service-product-card__visual img { display:block; width:100%; height:100%; object-fit:cover; object-position:center; }
.service-product-card--education .service-product-card__visual { display:block; height:auto; aspect-ratio:1.586 / 1; padding:0; overflow:hidden; background:#e2f8e9; }
.service-product-card--education .service-product-card__visual img { display:block; width:100%; height:100%; object-fit:cover; object-position:center; }
.education-filter { margin-bottom:22px; padding:24px 26px 18px; border:1px solid #e1ebe4; border-radius:18px; background:#f5fbf6; }
.education-filter__top { display:flex; align-items:end; justify-content:space-between; gap:20px; }
.education-filter h2 { margin:7px 0 0; font-size:clamp(25px,3vw,36px); line-height:1; letter-spacing:-.06em; }
.education-filter__sort { display:grid; gap:6px; flex:0 0 225px; color:#59655e; font-size:11px; font-weight:800; }
.education-filter__sort select { width:100%; height:43px; padding:0 34px 0 12px; border:1px solid #d5e2d9; border-radius:8px; outline:none; color:var(--ink); background:#fff; font:inherit; font-size:13px; font-weight:700; cursor:pointer; }
.education-filter__sort select:focus { border-color:var(--green); box-shadow:0 0 0 3px rgba(45,190,100,.13); }
.education-filter__categories { min-width:0; margin:22px 0 0; padding:0; border:0; }
.education-filter__categories legend { margin-bottom:9px; color:#59655e; font-size:11px; font-weight:800; }
.education-filter__chips { display:flex; flex-wrap:wrap; gap:8px; }
.education-filter__chips label { cursor:pointer; }
.education-filter__chips input { position:absolute; opacity:0; pointer-events:none; }
.education-filter__chips span { display:block; padding:9px 12px; border:1px solid #d5e2d9; border-radius:999px; color:#516057; background:#fff; font-size:12px; font-weight:700; transition:background .18s var(--ease-out),border-color .18s var(--ease-out),color .18s var(--ease-out),transform .18s var(--ease-out); }
.education-filter__chips input:checked + span { border-color:var(--green-deep); color:#fff; background:var(--green-deep); }
.education-filter__chips input:focus-visible + span { outline:3px solid rgba(45,190,100,.35); outline-offset:2px; }
.education-filter__chips label:hover span { transform:translateY(-1px); }
.education-filter__status { margin:16px 0 0; color:#68756d; font-size:12px; font-weight:700; }
.education-filter__empty { margin:18px 0 0; color:#68756d; font-size:14px; }
@media (max-width:860px) {
  .service-products { padding:34px 0 56px; }
  .service-products-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }
  .service-product-card__sticker { top:8px; right:8px; padding:4px 6px; font-size:8px; }
  .service-product-card__visual { height:92px; }
  .service-product-card__visual img { height:76px; }
  .service-product-card--card-logo .service-product-card__visual { height:auto; aspect-ratio:1.586 / 1; }
  .service-product-card--card-logo .service-product-card__visual img { width:100%; height:100%; object-fit:cover; }
  .service-product-card--education .service-product-card__visual { height:auto; aspect-ratio:1.586 / 1; }
  .service-product-card--education .service-product-card__visual img { width:100%; height:100%; object-fit:cover; }
  .education-filter { margin-bottom:18px; padding:20px 18px 16px; }
  .education-filter__top { display:grid; gap:18px; }
  .education-filter__sort { width:min(100%,290px); flex-basis:auto; }
  .education-filter__categories { margin-top:18px; }
  .service-product-card__body { padding:13px 11px 11px; }
  .service-product-card h2 { font-size:19px; }
  .service-product-card__body > p { min-height:30px; margin-bottom:8px; font-size:10px; }
  .service-product-card__price { margin-bottom:9px; font-size:15px; }
  .service-product-card__duration { font-size:10px; }
  .service-product-card__actions .button { padding:9px 4px; font-size:10px; }
}

/* Microloan calculator and detailed offer modal */
.microloan-filter { display:grid; grid-template-columns:minmax(220px,.7fr) 1.3fr; align-items:end; gap:20px 34px; margin-bottom:24px; padding:24px 26px; border:1px solid #e1ebe4; border-radius:18px; background:#f5fbf6; }
.microloan-filter h2 { margin:0; font-size:clamp(25px,3vw,36px); line-height:1; letter-spacing:-.06em; }
.microloan-filter__fields { display:grid; grid-template-columns:1fr 1fr auto auto; align-items:end; gap:10px; }
.microloan-filter__fields label { display:grid; gap:6px; color:#59655e; font-size:11px; font-weight:800; }
.microloan-filter__fields input { width:100%; height:43px; padding:0 11px; border:1px solid #d5e2d9; border-radius:8px; outline:none; color:var(--ink); background:#fff; font-size:14px; }
.microloan-filter__fields input:focus { border-color:var(--green); box-shadow:0 0 0 3px rgba(45,190,100,.13); }
.microloan-filter__fields .button { height:43px; padding:0 14px; font-size:12px; }
.microloan-filter__cancel { color:#4e5852; background:#e7ebe8; box-shadow:none; }
.microloan-filter__cancel:hover { background:#dbe2dd; transform:translateY(-2px); }
.microloan-filter__error,.microloan-filter__empty { grid-column:1 / -1; margin:0; color:#b24141; font-size:12px; font-weight:700; }
.microloan-filter__empty { color:#66736b; }
.microloan-modal__details[hidden],.service-details-modal__details[hidden] { display:none; }
.microloan-modal__details { display:grid; gap:10px; margin:24px 0 18px; }
.microloan-modal__details div[hidden],.service-details-modal__details div[hidden] { display:none; }
.microloan-modal__details div { display:flex; align-items:center; justify-content:space-between; gap:15px; padding:13px 15px; border-radius:10px; background:#f3f8f4; }
.microloan-modal__details span { color:#6e7972; font-size:12px; }
.microloan-modal__details strong { color:var(--green-deep); font-size:15px; }
.microloan-modal__note { margin:0 0 22px; color:#7c8580; font-size:11px; line-height:1.5; }
.microloan-modal__actions { display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.microloan-modal__actions .button { width:100%; }
@media (max-width:860px) {
  .microloan-filter { grid-template-columns:1fr; gap:18px; padding:18px 16px; }
  .microloan-filter__fields { grid-template-columns:1fr 1fr; }
  .microloan-filter__fields .button { width:100%; }
}
@media (max-width:430px) {
  .microloan-filter__fields { grid-template-columns:1fr; }
  .microloan-modal__actions { grid-template-columns:1fr; }
}

.service-details-modal__details { display:grid; gap:10px; margin:24px 0 22px; }
.service-details-modal__details div { display:flex; align-items:center; justify-content:space-between; gap:15px; padding:13px 15px; border-radius:10px; background:#f3f8f4; }
.service-details-modal__details span { color:#6e7972; font-size:12px; }
.service-details-modal__details strong { color:var(--green-deep); font-size:15px; }
.service-details-modal__actions { display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.service-details-modal__actions .button { width:100%; }
@media (max-width:430px) {
  .service-details-modal__actions { grid-template-columns:1fr; }
}

/* Compact range controls */
.microloan-filter { gap:12px 24px; margin-bottom:18px; padding:14px 18px; }
.microloan-filter h2 { font-size:clamp(24px,2.7vw,32px); }
.microloan-filter__fields { gap:8px; }
.microloan-filter__fields label { grid-template-columns:auto auto; align-items:center; gap:4px 8px; font-size:10px; }
.microloan-filter__fields label output { justify-self:end; color:var(--green-deep); font-size:13px; font-weight:900; }
.microloan-filter__fields input[type="range"] { grid-column:1 / -1; width:100%; height:18px; padding:0; border:0; accent-color:var(--green); background:transparent; cursor:pointer; }
.microloan-filter__fields input[type="range"]::-webkit-slider-runnable-track { height:5px; border-radius:99px; background:#cfe9d8; }
.microloan-filter__fields input[type="range"]::-webkit-slider-thumb { width:16px; height:16px; margin-top:-5px; border:3px solid #fff; border-radius:50%; background:var(--green); box-shadow:0 2px 6px rgba(26,130,63,.25); -webkit-appearance:none; }
.microloan-filter__fields input[type="range"]::-moz-range-track { height:5px; border-radius:99px; background:#cfe9d8; }
.microloan-filter__fields input[type="range"]::-moz-range-thumb { width:11px; height:11px; border:3px solid #fff; border-radius:50%; background:var(--green); box-shadow:0 2px 6px rgba(26,130,63,.25); }
.microloan-filter__fields .button { height:36px; padding:0 12px; font-size:11px; }
@media (max-width:860px) {
  .microloan-filter { gap:12px; padding:13px 14px; }
  .microloan-filter__fields { grid-template-columns:1fr 1fr; gap:8px; }
  .microloan-filter__fields label { min-width:0; }
  .microloan-filter__fields .button { height:36px; }
}
@media (max-width:430px) {
  .microloan-filter { gap:10px; padding:12px 13px; }
  .microloan-filter__fields { grid-template-columns:1fr 1fr; }
  .microloan-filter__fields .button { grid-column:span 1; }
}

/* Refined slider visuals */
.microloan-filter__fields label output { min-width:64px; padding:4px 8px; border-radius:7px; text-align:center; background:#e2f8e9; color:#168347; font-variant-numeric:tabular-nums; }
.microloan-filter__fields input[type="range"] { height:22px; }
.microloan-filter__fields input[type="range"]::-webkit-slider-runnable-track { height:6px; border-radius:99px; background:linear-gradient(to right,#2dbe64 0 var(--range-progress,0%),#cfe9d8 var(--range-progress,0%) 100%); }
.microloan-filter__fields input[type="range"]::-webkit-slider-thumb { width:18px; height:18px; margin-top:-6px; border:4px solid #fff; background:#2dbe64; box-shadow:0 2px 7px rgba(22,131,71,.3); }
.microloan-filter__fields input[type="range"]::-moz-range-track { height:6px; border-radius:99px; background:#cfe9d8; }
.microloan-filter__fields input[type="range"]::-moz-range-progress { height:6px; border-radius:99px; background:#2dbe64; }
.microloan-filter__fields input[type="range"]::-moz-range-thumb { width:12px; height:12px; border:4px solid #fff; background:#2dbe64; box-shadow:0 2px 7px rgba(22,131,71,.3); }
.microloan-filter__fields input[type="range"]:focus-visible { outline:2px solid #2dbe64; outline-offset:4px; }

/* Polished microloan calculator */
.microloan-filter { position:relative; overflow:hidden; display:grid; grid-template-columns:minmax(240px,.8fr) minmax(0,1.6fr); align-items:center; column-gap:42px; padding:22px 26px; border:1px solid #d9eee0; border-radius:22px; background:linear-gradient(125deg,#f5fbf7 0%,#eefaf2 58%,#e4f6ea 100%); box-shadow:0 10px 28px rgba(35,129,70,.07); }
.microloan-filter::after { content:""; position:absolute; width:190px; height:190px; right:-66px; top:-110px; border-radius:50%; background:rgba(45,190,100,.12); pointer-events:none; }
.microloan-filter__intro { position:relative; z-index:1; }
.microloan-filter__badge { display:inline-flex; margin-bottom:8px; padding:5px 9px; border-radius:999px; background:#d8f5e2; color:#168347; font-size:10px; font-weight:900; letter-spacing:.08em; text-transform:uppercase; }
.microloan-filter__intro h2 { max-width:290px; margin:0; font-size:clamp(25px,2.8vw,34px); line-height:.98; letter-spacing:-.05em; }
.microloan-filter__intro p { max-width:290px; margin:9px 0 0; color:#718078; font-size:12px; line-height:1.4; }
.microloan-filter__fields { position:relative; z-index:1; display:grid; grid-template-columns:1fr 1fr auto auto; align-items:end; gap:12px; }
.microloan-filter__fields label { display:grid; grid-template-columns:1fr auto; align-items:center; gap:5px 8px; color:#58655e; font-size:11px; font-weight:800; }
.microloan-filter__fields label output { min-width:70px; padding:6px 8px; border:1px solid #ccebd7; background:#fff; box-shadow:0 3px 10px rgba(35,129,70,.08); }
.microloan-filter__fields input[type="range"] { margin:0; }
.microloan-filter__fields .button { min-width:88px; height:38px; border-radius:11px; }
.microloan-filter__status { position:absolute; left:26px; bottom:9px; margin:0; color:#6d7a72; font-size:11px; }
.microloan-filter__error { grid-column:2; margin:8px 0 0; color:#b44a38; font-size:11px; }
@media (max-width:860px) {
  .microloan-filter { grid-template-columns:1fr; gap:14px; padding:18px; }
  .microloan-filter__intro h2, .microloan-filter__intro p { max-width:none; }
  .microloan-filter__intro p { margin-top:7px; }
  .microloan-filter__fields { grid-template-columns:1fr 1fr; gap:10px; }
  .microloan-filter__fields .button { width:100%; }
  .microloan-filter__status { position:static; grid-column:1 / -1; margin:0; }
  .microloan-filter__error { grid-column:1 / -1; }
}
@media (max-width:430px) {
  .microloan-filter { padding:15px; border-radius:18px; gap:11px; }
  .microloan-filter__badge { margin-bottom:5px; font-size:9px; }
  .microloan-filter__intro h2 { font-size:27px; }
  .microloan-filter__intro p { font-size:11px; }
  .microloan-filter__fields { gap:8px; }
  .microloan-filter__fields label { font-size:10px; }
  .microloan-filter__fields label output { min-width:60px; padding:5px 6px; font-size:12px; }
  .microloan-filter__fields .button { height:36px; font-size:11px; }
}

/* Tighter transition from the microloan intro to the calculator. */
.service-main .microloan-products { padding-top:16px; }
@media (max-width:860px) {
  .service-main .microloan-products { padding-top:20px; }
}
@media (max-width:430px) {
  .service-main .microloan-products { padding-top:16px; }
}

/* Premium range controls */
.microloan-filter__fields input[type="range"] {
  height:30px;
  border-radius:999px;
  outline:none;
  touch-action:pan-y;
}
.microloan-filter__fields input[type="range"]::-webkit-slider-runnable-track {
  height:8px;
  border:1px solid #b9dfc6;
  border-radius:999px;
  background:linear-gradient(90deg,#2dbe64 0 var(--range-progress,0%),#d8eee0 var(--range-progress,0%) 100%);
  box-shadow:inset 0 1px 2px rgba(26,92,47,.12),0 1px 0 rgba(255,255,255,.75);
}
.microloan-filter__fields input[type="range"]::-webkit-slider-thumb {
  width:23px;
  height:23px;
  margin-top:-8px;
  border:5px solid #fff;
  border-radius:50%;
  background:#25b95d;
  box-shadow:0 0 0 1px rgba(22,131,71,.22),0 4px 10px rgba(22,131,71,.28);
  cursor:grab;
  -webkit-appearance:none;
  transition:background .16s ease,box-shadow .16s ease,transform .16s ease;
}
.microloan-filter__fields input[type="range"]:hover::-webkit-slider-thumb {
  background:#14994a;
  box-shadow:0 0 0 5px rgba(45,190,100,.15),0 5px 12px rgba(22,131,71,.3);
}
.microloan-filter__fields input[type="range"]:active::-webkit-slider-thumb {
  cursor:grabbing;
  transform:scale(1.08);
}
.microloan-filter__fields input[type="range"]::-moz-range-track {
  height:8px;
  border:1px solid #b9dfc6;
  border-radius:999px;
  background:#d8eee0;
  box-shadow:inset 0 1px 2px rgba(26,92,47,.12),0 1px 0 rgba(255,255,255,.75);
}
.microloan-filter__fields input[type="range"]::-moz-range-progress {
  height:8px;
  border-radius:999px;
  background:#2dbe64;
}
.microloan-filter__fields input[type="range"]::-moz-range-thumb {
  width:13px;
  height:13px;
  border:5px solid #fff;
  border-radius:50%;
  background:#25b95d;
  box-shadow:0 0 0 1px rgba(22,131,71,.22),0 4px 10px rgba(22,131,71,.28);
  cursor:grab;
  transition:background .16s ease,box-shadow .16s ease,transform .16s ease;
}
.microloan-filter__fields input[type="range"]:hover::-moz-range-thumb {
  background:#14994a;
  box-shadow:0 0 0 5px rgba(45,190,100,.15),0 5px 12px rgba(22,131,71,.3);
}
.microloan-filter__fields input[type="range"]:active::-moz-range-thumb { cursor:grabbing; transform:scale(1.08); }
.microloan-filter__fields input[type="range"]:focus-visible { box-shadow:0 0 0 4px rgba(45,190,100,.18); }
@media (max-width:430px) {
  .microloan-filter__fields input[type="range"] { height:28px; }
  .microloan-filter__fields input[type="range"]::-webkit-slider-thumb { width:21px; height:21px; margin-top:-7px; }
}

/* Keep keyboard focus accessible without a box outline around the whole range. */
.microloan-filter__fields input[type="range"]:focus,
.microloan-filter__fields input[type="range"]:focus-visible {
  outline:none;
  box-shadow:none;
}
.microloan-filter__fields input[type="range"]:focus-visible::-webkit-slider-thumb {
  box-shadow:0 4px 10px rgba(22,131,71,.28);
}
.microloan-filter__fields input[type="range"]:focus-visible::-moz-range-thumb {
  box-shadow:0 4px 10px rgba(22,131,71,.28);
}

/* Credit calculator, matching the microloan selector. */
.credit-products { padding:16px 0 78px; }
.credit-products-grid { margin-top:18px; }
.credit-product-card__terms { display:grid; grid-template-columns:repeat(2,1fr); gap:8px; margin:0 0 17px; }
.credit-product-card__terms div { display:grid; gap:5px; }
.credit-product-card__terms span { color:#7d8781; font-size:9px; font-weight:800; letter-spacing:.06em; text-transform:uppercase; }
.credit-product-card__terms strong { font-size:14px; line-height:1.15; }
.credit-filter .microloan-filter__intro h2 { max-width:320px; }
.microloan-filter__fields input[type="range"] { vertical-align:middle; }
.microloan-filter__fields input[type="range"]::-webkit-slider-thumb {
  box-sizing:border-box;
  width:22px;
  height:22px;
  margin-top:-7px;
}
.microloan-filter__fields input[type="range"]::-moz-range-thumb {
  box-sizing:border-box;
  width:22px;
  height:22px;
  margin:0;
}
@media (max-width:860px) {
  .credit-products { padding:16px 0 56px; }
  .credit-products-grid { margin-top:14px; }
  .credit-product-card__terms { margin-bottom:13px; }
  .credit-product-card__terms strong { font-size:12px; }
}
@media (max-width:430px) {
  .microloan-filter__fields input[type="range"]::-webkit-slider-thumb {
    width:20px;
    height:20px;
    margin-top:-6px;
  }
  .microloan-filter__fields input[type="range"]::-moz-range-thumb { width:20px; height:20px; }
}

/* Global whitespace tightening pass — reduce oversized section spacing site-wide */
.crumbs-wrap { padding-top:14px; }
.promo { margin-top:16px; }
.services-section { padding-top:38px; padding-bottom:56px; }
.microloan-products { padding:44px 0 56px; }
.credit-products { padding:16px 0 48px; }
.service-products { padding:28px 0 48px; }
.service-placeholder--compact { padding:22px 32px; }
.promo-details { margin-bottom:56px; padding:36px; }
.concierge { margin-bottom:52px; padding:28px 34px; }
.footer-newsletter__grid { gap:32px; min-height:0; padding:30px 0; }
.footer-points-note__inner { padding:16px 0; }
.footer__main { padding:32px 0 28px; }
.footer-meta__inner { padding:0; min-height:52px; }
.mobile-showcase { margin-top:12px; }
.cross-sell { margin:32px 0 4px; }

@media (max-width:860px) {
  .services-section { padding-top:30px; padding-bottom:40px; }
  .microloan-products { padding:32px 0 40px; }
  .service-placeholder--compact { padding:18px 22px; }
  .promo-details { margin-bottom:44px; padding:26px; }
  .concierge { margin-bottom:38px; padding:24px 22px; }
  .footer-newsletter__grid { gap:16px; padding:26px 0; }
  .footer-points-note__inner { padding:14px 0; }
  .footer__main { gap:24px 18px; padding:28px 0 24px; }
  .footer-meta__inner { padding:10px 0; }
}

@media (max-width:580px) {
  .crumbs-wrap { padding-top:12px; }
  .promo { margin-top:12px; }
  .services-section { padding-top:26px; padding-bottom:32px; }
  .microloan-products { padding:24px 0 34px; }
  .credit-products { padding:16px 0 34px; }
  .service-products { padding:20px 0 34px; }
  .service-placeholder--compact { padding:15px 16px; }
  .promo-details { margin-bottom:36px; padding:18px 14px; }
  .concierge { margin-bottom:36px; padding:20px 16px; }
  .footer-newsletter__grid { gap:12px; padding:20px 0; }
  .footer-points-note__inner { padding:12px 0; }
  .footer__main { gap:20px 14px; padding:22px 0; }
  .footer-meta__inner { padding:8px 0; }
}